Holiday Lodge Insurance

Specialist Holiday Lodge Insurance from a specialist with over 25 years experience.

 

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Holiday Lodge Insurance

Our teams have decades of experience in holiday lodge insurance which has allowed us to develop our own policy wordings tailored to the specific needs of holiday home owners. This means that you get the right static holiday lodge insurance cover for your needs at a competitive premium.


Extra Cover Included

We include lots of extra cover that many competitors either don't offer or sell you separately as an expensive add on. Our holiday lodge insurance policy automatically includes cover for up to 25% of your structure sum insured for Loss of Use or loss of Rental Income, £30,000 Personal Accident, £500 Pet Injury, £5m Public Liability and £10m Liability cover for Domestic Employees.


Discounts for Careful Owners

We like to reward those holiday lodge insurance customers that take care of their holiday lodges and go the extra mile to keep them safe. Discounts are available for Security Devices and Association Membership. On top of that we allow up to 25% No Claims Bonus.


Flexible Cover

Not everyone wants the same holiday lodge insurance cover options so we allow you to tailor the policy to suit your needs, this also keeps the price down as you're not paying for cover you don't want.

If you just want to cover the holiday lodge itself then you can do just that and we offer both New for Old and Market Value options. You can then choose to cover Contents or Legal Protection and you can protect your No Claims Bonus once you have 5 years claim free. 


Payment Options

We accept all major credit cards and we also offer monthly instalments.

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Key Policy Features

  • New for Old and Market Value cover options for your holiday home.
  • Up to 25% of the structure sum insured for loss of use or loss of rental income.
  • £5m Public Liability cover included.
  • £10m Liability cover for domestic employees.
  • £30,000 Personal Accident cover included.
  • £500 Pet Injury cover included.

Discounts Available 

  • Security Devices.
  • Association Membership.
  • Up to 25% No Claim Bonus.

Options Available

  • New for Old cover for caravan Contents.
  • Legal Expenses Cover.
  • Protected No Claim Bonus.
  • Pay Monthly available subject to status and minimum £85 plus IPT.
  • Cover for letting out your holiday home.
  • Cover for Hot Tubs and Woodburners.

    See the Policy and Insurance Product Information Document for full details of cover and restrictions.

Take out legal expenses cover for only £15

Holiday Homes legal expenses insurance helps you with a number of areas not covered by your caravan insurance policy. Our legal expenses insurance arranged through Arc Legal Assistance Ltd will cover a legal advisers’ costs to help you pursue or defend a claim in these situations: 

  • Contract Disputes - Up to £50,000 of advisers’ costs to pursue a legal action following a breach of a contract you have for buying or renting goods or services or selling goods in connection with the caravan, this includes buying or selling the caravan.
  • Personal Injury - Up to £50,000 of advisers’ costs to pursue legal action for financial compensation for damages against those whose negligence has caused you an injury.
  • Property Damage - Up to £50,000 of advisers’ costs to pursue legal action for financial compensation for damages against a person or organisation that causes physical damage to your caravan.
  • Personal Identity Fraud -Up to £25,000 of advisers’ costs to defend your legal rights and take reasonable steps to remove County Court Judgments against you that have been obtained by an organisation that you are alleged to have purchased, hired or leased goods or services from.
  • Available for just £15 when you take out or renew your policy with Noble Caravan & Leisure.

Important: exclusions apply, for full details see the Legal Expenses Policy wording.

Quote and buy online or call us on 01492 534524​​​​​​​

 

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Caravan & Leisure Insurance
for over 25 Years

We understand that your touring caravan, folding camper, static caravan, holiday lodge or park home represents a significant investment so your peace of mind is important to us.

You can relax in the knowledge that should you need to claim that you are in the hands of an expert team who care.

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Holiday Lodge & Static Caravan Insurance FAQs

It is not legally required, but it's often necessary if your holiday lodge or static caravan is located on a holiday park, as many park owners require proof of insurance.

Holiday lodge and static caravan insurance is a specialised policy that provides financial protection for your holiday home against risks like fire, theft, vandalism, accidental damage and weather-related events.

Holiday lodge and static caravan Insurance covers caravans built to BS EN1647 or BS3632.

Yes. We offer a monthly payment option which is subject to status.

We can offer cover for rental use. However, this is usually at an additional premium.

You can make a claim by calling us or by signing in to your Customer Portal. You will have been sent a link to sign in when you purchased your policy, if you don't have the link then call us.

No. The cost of your decking should be included in the sum insured for your holiday home's structure.

We offer both levels of cover. You can insure your holiday lodge or static caravan for its market value (what it would be worth if you were to sell it) or you can also choose New for Old (subject to the age of the holiday lodge or static caravan) where it would be replaced with a new one of the same or nearest similar model in the event that yours is written off.

The maximum your insurers will pay is the sum insured shown on your schedule.

If the holiday lodge or static caravan is beyond repair the insurer typically offers a payout based on its market value or, if you have insured on a new for old basis you would receive a brand new holiday lodge or static caravan up to the sums insured on your schedule.

In most cases flood cover is included automatically. However, in areas at high risk of flooding you may have a higher excess or in some cases flood cover may not be available.

Any items fixed to the holiday lodge or static caravan itself would be covered under the structure sum insured, things like built in kitchen appliances or carpets. Anything that you could take with you if you moved out should be covered under the Contents section of the policy.

Yes, we include £5m public liability cover and £10m employers liability cover for injuries to domestic employees.

Part of the Noble Insurance Group

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